Filing for bankruptcy can help you to overcome otherwise insurmountable amounts of debt. However, in order to truly enjoy the maximum benefits that come along with this financial decision, you will first need to ensure you are filing the right type of bankruptcy petition for your needs. For most people, this will mean choosing between Chapter 7 and Chapter 13 bankruptcy. Below you will learn more about how each of these options impact your debts, your assets, and your credit so that you can ultimately determine which type of bankruptcy is right for your needs. [Read More]

Divorce can have its special challenges for every couple, but for people over the age of 50, there are even more to tackle. Due to age, financial recovery can be more difficult since there is less time to do so. Here are some of the special challenges that you and your spouse might face during the divorce. Who Gets the Home? Even though this is an issue for most couples divorcing, the question of who gets the home takes on a whole new meaning after the age of 50. [Read More]

When you're an individual that's facing debt to creditors beyond the means of repayment, filing for bankruptcy may be the best option to relieve the immediate burden. Choosing to file for bankruptcy can give you the opportunity to clear your name of debt in a court of law and start over. But because a bankruptcy hearing is an involved process that requires specific legal applications and judicial motions, there are things you need to know before you decide to file. [Read More]

If you are in a car accident and wish to recover your damages, you may be able to utilize your no-fault insurance coverage. These no-fault polices are available in many states and can help you get a quick payment from your own insurance company. Here are some things you need to know about no-fault insurance: How Does No-Fault Insurance Work? When filing a no-fault insurance claim, you will contact your own insurance company. [Read More]